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November 28, 2022If you are involved in a road traffic accident, contributory negligence may be used as a defense against any personal injury claim you make. Contributory negligence is when someone has contributed to their own injury by not taking reasonable care. For example, if you are hit by a car while crossing the road, but you were not crossing at a pedestrian crossing, the driver may argue that you were contributorily negligent.
Where Can Contributory Negligence Be Used?
It is often used to apportion blame between drivers. For example, if one driver fails to yield at a stop sign and collides with another car, contributory negligence may be used to determine that both drivers were at fault. This can have significant implications for insurance claims and personal injury lawsuits. As a driver or passenger, it is important to be aware of the possibility of contributory negligence being used against you in the event of an accident. If you are found to be partially at fault, it could limit your chances of compensation. In some cases, it may even result in your claim being denied entirely, this is why you need a car accident attorney.
How It Affects Ability to Make Claim
If you’ve been in an accident on the road, you may be entitled to compensation. If you’re found to be even partially at fault for the accident, your ability to claim damages may be affected. This is because of the legal doctrine, contributory negligence.
Each state has its own laws regarding contributory negligence, but generally speaking, if you’re found to be more than 50% at fault for an accident, you’ll be barred from recovering damages. That’s why it’s so important to speak to an experienced attorney after an accident. They can help determine how contributory negligence may affect your case and what steps you need to take to protect your rights.
Examples of Contributory Negligence That Could Lead to Reduced Compensation Payouts
One of the most important things to do after being involved in a car accident is to seek medical attention, even if you feel fine. This is because some injuries, such as whiplash, may not present symptoms immediately. If you delay seeking treatment, the insurance company may argue that your injuries are not as serious as you claim, and this could reduce the amount of compensation you receive. Additionally, be sure to keep all receipts and documentation related to your injuries and expenses, as these can be used to support your claim.
Another common mistake that could lead to reduced or no compensation is admitting fault for the accident, even if you only did so in an attempt to be polite. Once you have admitted fault, it can be very difficult to convince the insurance company to pay out on your claim. Always let your attorney handle negotiations with the insurance company. Finally, be sure to avoid giving a recorded statement to the insurance adjuster without first consulting with an attorney. Your recorded statement could be used against you in court, so it is best to let your lawyer handle all communications with the insurance company.
In any accident, it is important to exchange insurance information with the other driver and to take photos of the damage to both vehicles. This will create a record that can be useful if there are any disputes about who is at fault. If you are accused of contributory negligence, it may be helpful to show that you took precautions to avoid an accident, such as wearing a seatbelt or driving the speed limit. In addition, it is important to cooperate with investigators and to avoid admitting fault or placing blame on the other driver. By taking these steps, you can help to protect yourself against accusations of contributory negligence.