Guide to Understanding the Military Affidavit
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November 21, 2022Proving an injury in a car accident is not always straightforward. Unless you have a noticeably broken bone or bleeding wound, it is not always evident unless you receive a medical diagnosis. Many car accident victims find themselves in this challenging situation. They might have received severe or life-changing injuries, but their lack of proof means insurance companies are unwilling to pay as much as the victim is entitled to receive. If a car accident victim has approached you in a similar situation, you are in a strong position to offer assistance. You just need to help them with some of the following things.
Obtaining Medical Records
If your client made the wise decision to seek medical assistance after an accident, you would likely be able to obtain their medical records. These records will state things like ‘injury from car accident’ and detail a list of injuries sustained, such as whiplash, bruising, cuts, and fractures, along with medical treatments offered to remedy them.
You might also be able to obtain a medical bill outlining the costs associated with those injuries, which might make it less stressful and challenging to try and calculate a settlement figure reflective of the costs the accident victim needs to cover.
Advising Them What to Say and Not Say
If a client has called you from the scene of their accident, use the opportunity to advise them about things they should and shouldn’t say to witnesses, involved parties, and insurance companies.
To stand the best chance of a successful case outcome, it’s crucial for accident victims not to say they are okay, weren’t hurt, or were sorry for the accident. If they say they are okay and weren’t hurt, it can be much harder to prove that pain and discomfort after the accident are related to that accident and not something else. If they apologize, regardless of who’s at fault, insurance companies and other drivers might see it as an admission of guilt and attempt to pay no damages at all.
Telling Them to Stay Off Social Media
Some insurance companies want to be so sure that car accident victims sustained injuries before paying out a claim that they will look for information about them on the internet. If they see photos of a victim looking pain-free, happy, or partaking in activities they might not be able to do with their injuries, they might try to use them as proof of the victim not having the accident injuries they say they do. When you take on a client’s case, advise them about the importance of staying off social media and not doing anything that might hurt their case.
Advising Them to Follow Medical Professional Advice
Following the orders of medical professionals is one of the most effective ways to ensure you heal as best as possible from an injury. If not following those orders impacts your recovery chances, your medical costs in the future might be much higher. Insurance companies don’t want to pay out any more than they have to, so it can be crucial to advise your client to follow orders to improve the chances of a successful personal injury claim.
You might assume that an accident is enough to prove injury, but that’s not always the case. Help your client put together a strong case by taking these approaches above.