Personal injury attorneys have been portrayed in the media as money-grubbing ambulance chasers who will use trickery to make a buck. In reality, personal injury attorneys and their motivations are just as diverse as people and their motivations are in any other profession.
If you have been injured in an accident, you are probably considering hiring a personal injury attorney. However, there are a few facts about personal injury law that you should know before you pick up the phone.
There are two different types of insurance rules in the United States; fault and no-fault. In a fault state, the insurance company of the person who caused the accident is responsible for its bills. In a no-fault state, a person’s own insurance company will pay for their bills no matter who caused the accident. Only 12 states have a no-fault rule, and Florida is one of them. No-fault health insurance was designed to cut down on lawsuits related to car accidents. There are some states that require drivers to carry both liability insurance and personal injury protection in case a driver who hits them has no insurance.
Most people know that if you slip and fall in a residence or business or if you are in a car accident, you will need to hire a personal injury attorney. However, there are a few other situations in which you may need the assistance of a lawyer.
Product liability lawsuits happen when a person is injured by using a product in the way that it was intended to be used. In some cases, there may be a design flaw in the product and in other cases, the manufacturer of the product might have been negligent when they put the product together. The advertising department may also be at fault because they may have given people the impression that the product could be used for purposes for which it cannot actually be used.
Although workers’ compensation is supposed to pay for on-the-job injuries, there may be some situations in which a person’s claim may be denied. If your claim has been denied, a personal injury attorney can assist you with an appeal. If you work for a company that knowingly or intentionally hurt you, you may want to talk to an injury lawyer about a lawsuit. You can read more about personal injury cases here.
The statute of limitations is the amount of time you have to file a lawsuit or prosecute a person for a crime. In the state of Florida, the statute of limitations on a personal injury case is four years.
Although the Sunshine State has a no-fault rule, you may be able to sue an at-fault driver if your injuries are very severe or if you have been permanently disfigured. If you suffer from a permanent injury, it may also be grounds to seek pain and suffering compensation.
You have nothing to lose by talking to a personal injury lawyer. The consultations are often free, and they will normally just take a percentage of whatever settlement they are able to secure for you.
If you are lucky, you will never need to know anything about personal injury law. However, if you think you may have a case, you should contact a law firm that specializes in personal injury cases. They may be able to get you the money you need to recover from your injuries and move on with your life.